Terms of Service

1. Acceptance of Terms

By downloading or using Loan Manager Pro, you agree to be bound by these Terms of Service. If you do not agree, please do not use the application.

2. Use of the Application

Loan Manager Pro is a personal finance tool designed to help you track loans and debts. You are responsible for the accuracy of information you enter.

3. User Responsibilities

• You must use the app in compliance with all applicable laws
• You are solely responsible for maintaining the confidentiality of your data
• You must not use the app for any illegal or unauthorized purpose

4. Intellectual Property

Loan Manager Pro and all its original content are owned by the developer and protected by copyright and other intellectual property laws.

5. Limitation of Liability

The app is provided "as is" without warranties of any kind. We are not responsible for any financial losses resulting from use or misuse of the application.

6. Termination

We reserve the right to terminate or suspend access to our service immediately, without prior notice, for conduct that we believe violates these Terms.

7. Changes to Terms

We may modify these terms at any time. Continued use of the app after changes constitutes acceptance of the new terms.

8. Contact Information

For any questions about these Terms, please contact us at: cognittoapps@gmail.com